What Is Premises Liability Insurance

Its a simple reality that anyone who comes into contact with you or your employees while youre conducting business can file a claim or lawsuit against you for any number of reasons from physical injuries to wrongful termination. Liability insurance is critical for those who may be held legally liable for the injuries of others especially medical practitioners and business owners.

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Farm liability insurance is a critical component of protecting your farm.

What is premises liability insurance. Farm liability insurance protects you from the unique risks of farming. Premises liability law refers to the legal principles that hold landowners and tenants responsible when someone enters onto their property and gets hurt due to a dangerous condition. Based on the commercial liability insurance requirements for your company we can work with you to determine the right type of general business liability insurance coverage for every stage of your business.

Your insurance needs are unique to your business. Premises liability is a legal theory stating that property owners are liable for accidents and injuries that occur on their property. The kinds of incidents that may result in premises liability claims can range from a slip and fall in a grocery store or office building to an injury at the zoo.

Owners landlords and tenants liability insurance. A commercial general liability cgl policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services business operations or your employees. Whether you are a landlord or a tenant it is important to have insurance of the liability which can arise from the ownership operation or maintenance of premises.

Public liability insurance covers a person a business an event a contractor even a community building for costs from legal action if they are found liable for death or injury loss or damage of property or economic loss resulting from their negligence. What is premises liability law. Most personal injury cases are based on negligence and premises liability cases are no exception.

Liability depends on the laws and procedures of each respective state. Premises liability is a legal concept that typically comes into play in personal injury cases where the injury was caused by some type of unsafe or defective condition on someones property. Business general liability insurance.